The Where and Why of

Professional Insurance Coverage

American Professional Agency  800.421.6694 9-5 EST

CPH & Associates

 cphins.com 312.987.9823 8:30-5 CST

HPSO Malpractice for Counselors

HPSO.com 800.982.491

NSO Malpractice for Nurses

NSO.com 800.247.1500 8-6 EST

Hiscox Small Business Insurance

844.926.1850 7a-10p EST

Why Carry Professional Liability (E&O)?

Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake. A customer could sue you because you did something you shouldn’t have, or you didn’t do something you should have, in the course of providing professional services. A professional liability insurance policy could protect you by covering the cost to defend yourself, as well as any settlement or judgment.

Why Carry Cyber Security Insurance?

Cyber security insurance protects businesses against computer-related crimes and losses. This can include targeted attacks, such as malware and phishing, as well as the occasional misplaced laptop containing confidential material.

You may need cyber insurance if your business:

  • Accepts credit cards or other digital payment types

  • Uses computers and mobile devices

  • Keeps medical or financial data

  • Stores confidential customer information